Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​for InspiredStockShop.com website business by Inspired Stock Shop LLC.

NOTICE:

These​ ​Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​are​ ​legally​ ​binding.​ ​It​ ​is​ ​Your responsibility​ ​to​ ​read​ ​these​ ​Terms​ ​and​ ​Conditions​ ​of​ ​Use​ ​carefully​ ​prior​ ​to​ ​purchase, use,​ ​or​ ​access​ ​of​ ​any​ ​of​ ​Our​ ​products,​ ​including​ ​online​ ​courses.

TERMS​ ​OF​ ​SITE AND​ PRODUCT​ ​PURCHASER​ ​AGREEMENT

All products are owned and provided by Claire Morgan (“Company” or “We” or “Us” or “Our”). The term “You” or “Your” refers to any user or purchaser of said program(s), product(s) or service(s) (the “Offering”). These Terms and Conditions of Use govern and define how you are allowed to use and access Company’s Offering. We reserve the right to update and change these Terms and Conditions of Use at any time, and will update them accordingly with the ‘date last updated’ at the top of this page. Please review this page periodically for changes. Any use of our Site at any time constitutes full acceptance of our service Terms.

You are legally bound to these Terms and Conditions of Use whether or not you have read them. If you do not agree with any of Our Terms and Conditions of Use, please email us at hello@inspiredstockshop.com ​and we will make reasonable efforts to remove your name, email, and access to our Offering and website(s).

The products purchased/your membership includes a limited, non-transferable, non-exclusive, royalty-free license for commercial, PLR or personal use for any content or materials in the offering you have paid for.

By accepting these Terms, by downloading and any use of our content, or by payment of our invoice, you agree to be bound by the terms of this Agreement. Content is protected by copyright and other applicable law. Any use of the Content other than as authorized under this License or Copyright Law is prohibited.

Having an active ISS membership grants you the following licenses.

1.1 Commercial Use License:

• Personal, commercial, or editorial purposes on your websites, blog, programs, courses or social media accounts.
• Small Scale Advertising (Facebook ads etc.)
• Self -promotion for individuals & small businesses.
• Create digital products that are supplemental or part of your business such as workbooks, ebooks, pdfs or downloads as long as the images cannot be extracted (the workbook should be flattened as a single PDF file).
• Freebies/Opt ins including workbooks, ebooks, pdfs or downloads as long as the images cannot be extracted.
• You may overlay text, designs, logos, product photos, crop, rotate, resize the images.
• You may add color or filter overlays.
• You may use stock photos, Canva templates, Instagram captions, and more for any accounts you manage or design work you create for clients, as long as your membership is current and active.
• You may add your client’s branding elements, text, logos, filters, etc. to personalize the content. You must export/save the final designed workbooks for clients in a non-editable file format like JPG, PNG or PDF before delivery.

Users may not:

• Transfer any images directly to a third party.
• Sell, trade or give away the images as standalone files.
• Claim content as your own.
• Sell, gift or share content or Canva links directly with private clients or managed accounts.
• Use the images to promote or sell other stock photography services, workshops, courses, or similar resources.

If you violate the terms of use, your membership will be terminated.

Please see section 1.2 below regarding the reseller license.

1.2 Reseller / PLR License:

You may use your membership content to create digital & physical products to sell (formerly known as a PLR license).

This is intended to help support your business by allowing you to create passive income or offer products alongside your main business offerings.

This includes:

• Selling the templates as digital products (workbooks, journals, printables etc)
• Selling oracle card decks (digital or printed)
• Using the images to create your own decks of cards (digital or printed)
• Incorporate images in your own workbooks and journals you want to sell
• Use images for POD products and merch
• Use images for wall art to sell
• Use images in website/sales page templates you want to sell (any platform)
• Using images in self-published books like Amazon KDP

However, you cannot:

• Sell the images as standalone images or include in a membership. You must create a product with the image(s) such as a deck of cards, greeting card, print, planner, journal, etc..
• Sell digital products as is. You should use them as a framework and alter the content to work with what you need, otherwise there may be hundreds of other people selling the exact same thing as you.
• Sell the exact same Canva template as a Canva template. Please alter it first and deliver as a flattened digital file (like a workbook, printable or PDF).
• Trademark the designs or images. ISS still retains the copyright.
• Sell or share as a PLR product.
• Make NFT’s.
• Keep selling & creating new products to sell if you cancel your membership.

An active membership subscription is required to continue selling the digital products.

If you choose to discontinue your membership, we kindly ask that all products be fully removed from sale across your stores & platforms.

Alternatively if you would like to continue selling products and don’t need access to the new content & products that are released every month, simply downgrade to the reseller license at an affordable $20/month. You can then keep selling the products you’ve created but you won’t have access to any new content or products added to the library.

We aim to make the process fair and clear while respecting the creators’ and fellow members livelihoods connected to these offerings.

Please reach out with any questions around membership tiers or license transitions hello@insiredstockshop.com.

LIFETIME MEMBERS: If you are a lifetime member, the reseller license is included for your first two years. After that period, should you choose to continue selling and creating products, we kindly request purchasing the reseller license for $20/month to allow us to sustain and keep producing quality content.

2. Fair Use Policy

In the spirit of community our unlimited downloads policy is built on an honor system of mutual respect and consideration. Though you can download as much as you need while an active member, I ask that you do not engage in massive downloading and then cancel.

As the main sole creator of all the content in the library, I put my heart into the designs, images and artwork spending countless hours so you don’t have to. Out of appreciation I kindly request that you utilize the unlimited downloads & digital product resell license as intended – to elevate your brand and business during your membership term.

Please use the resources we have provided in a way which doesn’t devalue them.

This includes:

• Selling large volumes of products under market value
• Bundling products together and pricing them under market value
• Creating high volumes of content and putting them in a membership with minimal investment

Out of respect for the other members we reserve the right to revoke membership benefits if our terms of acceptable use are violated or exploited. We strive to cultivate an ecosystem where all members feel empowered by equal opportunity to utilize these resources for their highest purpose.

I trust that the community shares these values of integrity and gratitude, so that I may continue providing new content for your business into the future.

Membership Types

Monthly Membership – a monthly membership is valid for 30 days from the date you join and automatically renews each month on your original subscription date.

Quarterly Membership – a quarterly membership is valid for 3 months from the date you join and automatically renews each month on your original subscription date.

Annual Membership – an annual membership is valid for one year from the date you join and automatically renews each year on your original subscription date.

Lifetime Membership – a lifetime membership is valid for the life of this product. You have a guarantee of a minimum of 2 years from initial sign up.

If the product is discontinued within the two years from your initial sign up, a partial refund would be provided. After this time, it is considered you will have received the value of your chosen plan, and no refunds would be given should the product be discontinued for any other reason. Inspired Stock Shop LLC reserves the right to discontinue any product or service at any time for any reason. Your membership continues in perpetuity until this product is discontinued or disabled.

Payment Plans

Payment plans are only available for the Lifetime Membership plan and are set up as a subscription product for the duration of the payment plan. Once complete you will retain access to the Membership for the lifetime of the product. If the payment plan is not completed in its entirety, or you choose to cancel it, you will lose access to your membership plan and there will be no refunds.

INTELLECTUAL PROPERTY NOTICE

All images, text, designs, graphics, trademarks, and service marks are owned by and property of Claire Morgan. It is a violation of federal law to use any of Our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should We choose to do so, including asking for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual property immediately.

Unless otherwise stated, you may use Our intellectual property with clear and obvious credit back to Our site, as well as links back to the page where the materials, designs, images, text, quote, or post is located when it is appropriate to do so. However, You may never claim any of Our intellectual property as Your own or Your unique creation, even with attribution.

FINANCIAL​ ​CONSIDERATIONS

Refunds

Purchasing an Inspired Stock Shop membership gives Purchaser unlimited access to restricted, members-only content and unlimited digital downloadable content, and therefore we offer no refunds. All sales are final.

No refunds are offered once a member has accessed Canva Templates or stock photos.

It is the sole responsibility of the Purchaser to log in, access and download the contents inside the library. No refunds are given for Purchasers who choose NOT to log in and access the content provided to them once access has been granted.

There will be no refunds or credits for partial months of service, upgrade/downgrade refunds, or refunds for months unused with an open account. In order to treat everyone equally, no exceptions will be made.

Recurring Payments/Renewals & Cancellation

​If You have signed up for a subscription, you hereby authorize our continued access to your financial information stored by our third-party financial processing company referenced in this agreement until your payment plan is complete, as set forth in your acceptance of the purchase terms upon checkout.

All monthly, quarterly, annual and payment plans are auto-billed on a recurring basis according to your payment schedule. Refunds will NOT be given in the event that you do not cancel your membership prior to your renewal date.

If you would like to prevent future membership payments, you may cancel your current membership plan at any time.

Members are responsible for cancelling their subscription via the Account page. If you do not want your subscription to renew, you will need to cancel your membership BEFORE your renewal date which is shown in your Account or receipt.

You will continue to have membership access until the end of your current plan, but you will not be billed at the end of the term.

Payment Information and Taxes

All information that you provide in connection with a purchase or transaction or other monetary transaction interaction with the Company must be accurate, complete, and current. You agree to pay all charges incurred by users of your credit card, debit card, or other payment method used in connection with a purchase or transaction or other monetary transaction interaction with the Company at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any such purchases, transactions or other monetary transaction interactions.

Intellectual Property

Any and all materials, paid or free, that you access on this or any related domains that contain our offering are under the sole ownership or licensed use of Inspired Stock Shop LLC.

To be clear, we own our page layout and design, overall look and appearance, individual graphics, icons, videos, logos, taglines, and trademarks (common law or federally registered). You are not allowed to reproduce any part of our website(s), program(s), product(s), service materials, or related communications.

CIVIL​ ​AND​ ​CRIMINAL​ ​PENALTIES

Even though Our Offering is not necessarily something You can physically hold in Your hand and walk away with, it is nevertheless considered theft to steal, infringe, or otherwise violate these Terms and Conditions of Use. We reserve the right to prosecute infringers to the fullest extent allowed by criminal or civil statute in any jurisdiction allowed. You explicitly consent to personal jurisdiction in California​ by opting into or purchasing any Offering or accessing its related communications and/or materials.

YOUR​ ​MATERIALS​ ​AND​ ​CONTRIBUTIONS

​By submitting a comment, photo, video, or other material(s) onto any website or platform owned or maintained by Us, including but not limited to third-party access sites, such as Our Facebook group(s) or online software platforms that We use to distribute Our Offering and related materials, You agree that We have a non-revocable, commercial license to re-publish Your submission in whole or in part unless You explicitly state that We may not do so with said submission. You have no right to privacy by accessing Our Offering or related materials, and We reserve the right to disclose Your participation in the same.

MODEL​ ​RELEASE

You​ ​must​ ​own​ ​the​ ​copyright​ ​to​ ​any​ ​image(s)​ ​You​ ​use​ ​by​ ​default​ ​or voluntarily​ ​on​ ​Our​ ​platforms​ ​or​ ​in​ ​Our​ ​Offering​ ​or​ ​related​ ​materials.​ ​You​ ​grant​ ​Us​ ​a commercial​ ​license​ ​to​ ​any​ ​image(s)​ ​You​ ​submit​ ​to​ ​Us​ ​by​ ​default,​ ​such​ ​as​ ​a​ ​Facebook profile​ ​photo​ ​or​ ​other​ ​profile​ ​image​ ​You​ ​voluntarily​ ​provide​ ​in​ ​accessing​ ​the​ ​Offering,​ ​or voluntarily​ ​upon​ ​Our​ ​request.​ ​Such​ ​a​ ​default​ ​or​ ​voluntary​ ​release​ ​of​ ​Your​ ​image​ ​and likeness​ ​may​ ​be​ ​used​ ​for​ ​any​ ​reasonable​ ​future​ ​business​ ​use.

NOTIFICATION​ ​OF​ ​USE

​We are not obligated to notify You or anyone in photographs of Our publication or other use of any image or images You submit by default or voluntarily.

SECURITY​ ​AND​ ​ASSUMPTION​ ​OF​ ​RISK

Security

​It is Your responsibility to secure Your username and password from theft or any other means of unauthorized use that would violate these Terms and Conditions of Use. We do not store any whole credit card numbers or payment information, and instead, these are processed through third-party processors such as Stripe & Paypal​. By utilizing these payment processors to gain access to the Offering, You indemnify Us and instead assume any and all risk or liability for the security of the payment details, and agree to be bound by the third-party payment processor’s applicable terms and conditions of use.

Confidentiality

​You have no right to confidentiality unless otherwise explicitly stated, such as in a subsequent client agreement, or otherwise implicitly agreed upon as mandated by law or fiduciary duty.

Assumption of Risk

​By accessing Our Offering and/or related materials, whether paid or unpaid, You assume all the risk of Your access and any subsequent actions You choose to take as a result of the influence, information, or educational materials provided to You.

Your Communications

Any communications made through Our ‘contact’, blog, blog comments, newsletter sign up, or other related pages, or directly to Our phones or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties. We own any and all communications displayed on Our website, servers, comments, emails, or other media as allowed by California law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. For more information on when and how We store and use Your communications or any data provided by You in those communications, please refer to Our Privacy Policy on this page.

We maintain a right to republish any submission in whole or in part as reasonably necessary in the course of Our business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including, but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent, or otherwise harmful or inappropriate.

Disclaimers

Our website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless Our website and company for any direct or indirect loss or conduct incurred as a result of Your use of Our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

While We may reference certain results, outcomes or situations on this website, You understand and acknowledge that We make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for You as a result of these statements or any other statements anywhere on this website. If You have medical, legal, or financial questions, You should consult a medical professional, lawyer, or CPA and/or CFP respectively. We expressly disclaim any and all responsibility for any actions or omissions You choose to make as a result of using this website, related materials, products, courses, or the materials contained herein.

This website is updated on a regular basis and while We try to make accurate statements in a timely and effective manner, We cannot guarantee that all materials and related media contained herein are entirely accurate, complete, or up to date. You expressly acknowledge and understand that any information or knowledge You gain as a result of using this website is used at Your own risk. If You should see any errors or omissions and would like to let Us know, please email Us at hello@inspiredstockshop.com.

Earnings Disclaimer

​You agree that You understand individual outcomes will vary. Case studies or testimonials are not indicative of typical results. Each individual approaches Our Offering(s) with different backgrounds, disposable income levels, motivation, and other factors that are outside of Our control. Therefore, We cannot guarantee Your success merely upon access or purchase of Our Offering(s) or related material(s).

General Disclaimer

To the fullest extent permitted by law, We expressly exclude any liability for any direct, indirect, or consequential loss or damage incurred by You or others in connection with Our Offering(s), including without limitation any liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time, and for any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable. We are not medical, legal, financial, or other professionals, or if We are, during the course of this Offering and related material(s), We are not offering Our professional services and You expressly agree We are not acting in any professional capacity, including medical, legal, financial, or otherwise during the course of this Offering. This Offering is for educational and entertainment purposes only. None of the Offering or its related material(s) should be construed as medical, legal, or financial advice.

Third Party Disclaimer

​You acknowledge and agree that We are not liable for any defamatory, offensive, or illegal conduct of any other participant or user, including You.

Warranties Disclaimer

​WE MAKE NO WARRANTIES AS TO OUR PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS. YOU AGREE THAT PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PROGRAMS, PRODUCTS, SERVICES, OR PROGRAM MATERIALS WILL BE FUNCTIONAL, UNINTERRUPTED, CORRECT, COMPLETE, APPROPRIATE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, OR CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR PROGRAM, PRODUCT, OR SERVICES MATERIALS, OR ON THIRD-PARTY WEBSITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY, OR OTHERWISE

Technology Disclaimer

​We make reasonable efforts to provide You with modern, reliable technology, software, and platforms from which to access Our Offering(s) and related material(s). However, in the event of a technological failure, You accept and acknowledge Our lack of responsibility for said failure, and while We will make reasonable efforts to support You, some technological issues are far outside Our control and will require You to access support from a third-party provider.

Errors and Omissions

​We make no warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information in Our Offering(s). We are not liable for any inaccuracies, errors, or reliance on personal opinions contained in Our Offering(s) or related material(s).

INDEMNIFICATION,​ ​LIMITATION​ ​OF​ ​LIABILITY,​ ​AND​ ​RELEASE​ ​OF​ ​CLAIMS

Indemnification

​​​You ​​agree​​ at ​​all​​ times​​ to​​ indemnify​​ and ​​hold​​ harmless​​ Our​​ Company, ​​as well​ ​as​ ​any​ ​of​ ​Our​ ​affiliates,​ ​agents,​ ​contractors,​ ​officers,​ ​directors,​ ​shareholders, employees,​ ​joint​ ​venture​ ​partners,​ ​successors,​ ​transferees,​ ​assignees,​ ​and​ ​licensees,​ ​as applicable,​ ​from​ ​and​ ​against​ ​any​ ​and​ ​all​ ​claims,​ ​causes​ ​of​ ​action,​ ​damages,​ ​liabilities, costs​, ​and​ ​expenses,​ ​including​ ​legal​ ​fees​ ​and​ ​expenses,​ ​arising​ ​out​ ​of​ ​or​ ​related​ ​to​ ​Our Offering(s)​ .

Limitation of Liability

​​​We​ ​will​ ​not​ ​be​ ​held​ ​responsible​ ​or​ ​liable​ ​in​ ​any​ ​way​ ​for​ ​the information,​ ​products,​ ​or​ ​materials​ ​that​ ​You​ ​request​ ​or​ ​receive​ ​through​ ​or​ ​in​ ​relation​ ​to​ ​Our Offering(s).​ ​We​ ​do​ ​not​ ​assume​ ​liability​ ​for​ ​any​ ​third​ ​party​ ​conduct,​ ​accidents,​ ​delays,​ ​harm, or​ ​other​ ​detrimental​ ​or​ ​negative​ ​outcomes​ ​as​ ​a​ ​result​ ​of​ ​Your​ ​access​ ​of​ ​Our​ ​Offering(s) and​ ​related​ ​material(s).

Affiliates

This site may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of Your purchase through one of these links. We will use reasonable efforts to notify You when and where We have placed affiliate links in addition to this disclaimer located in these Terms and Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.

Termination

If at any time We feel You have violated these Terms and Conditions, then We shall immediately terminate Your use of Our website and any related communications as We deem appropriate. It is within Our sole discretion to allow any user’s access of Our website, and We may revoke this access at any time without notice, and if necessary, block Your IP address from further visits to Our site(s).

Dispute Resolution

​If You and Our Company cannot find a resolution to a dispute or potential claim by means of good-faith negotiation, then You explicitly agree to make a reasonable attempt to resolve any such dispute through Alternative Dispute Resolution or Mediation before filing a civil cause of action.

Non-Disparagement

​If You are found to be slandering, libeling, or otherwise disparaging Our Company, Offering(s), or related materials at Our discretion, You will be immediately removed from the Offering(s) and any related communications. We reserve the right to file a civil claim of action against You for any such damaging actions You take that materially harm Our Company.

Entire Agreement

Before You register with Our website or make any purchases therefrom, You will be asked to consent to Our Privacy Policy. If You have consented, or once You do consent, the terms of the Privacy Policy together with these Terms and Conditions, the information contained herein constitutes the entire agreement between site users and Our company relating to the use of this website.

Law and Jurisdiction

These Terms and Conditions of Use and Privacy Policy are governed by and construed in accordance with United States law. Any dispute arising out of or related to the information contained herein is subject to adjudication in the state of North Carolina, United States.

Consent

By using Our website, You hereby consent to Our Terms and Conditions of Use and Privacy Policy.

If You require any more information or have any questions about Our Terms and Conditions of Use, or Our Privacy Policy, please feel free to contact Us by email at hello@inspiredstockshop.com.

All rights reserved

All rights not expressly granted in these Terms and Conditions of Use and Privacy Policy or any express written here, are reserved by Company.

Severability

If any part of these Terms and Conditions of Use and Privacy Policy is deemed unlawful and/or unenforceable, all other provisions contained herein will remain in full force and effect.

Entire Agreement

The information contained herein constitutes the entire agreement between site users and Our company relating to the use of this website.

Contact

Email: hello@inspiredstockshop.com